What’s New

TellMe · New Ask Mode:
Ask your treasury anything.

The conversational layer of TellMe is here.

Ask in plain language and get answers grounded in your own data, in seconds.

This update is all about one thing: Ask Mode. Ask anything about your treasury data and use it from wherever your team already works. It is live in your account from today.

Your treasury analyst, on demand.
Ask anything about your treasury data and get structured answers, tables and analysis in seconds. TellMe stays within your Embat permissions: each user can only query the entities, modules and accounts in their own profile.

The third mode

Three ways to work with TellMe

You already know TellMe in two modes. Ask Mode is the third, and it completes the picture.

Same transparency, same control across all three. Ask Mode closes the circle.

How it works

No special syntax. Just ask.

Write what you need to know, the way you would ask a colleague. A few examples to start:

• Which accounts failed to sync since yesterday, and what's the impact on cash position?
• What is the outstanding intercompany debt by entity pair today?
• Which PSP bundles are incomplete due to missing data, and what exactly is missing?
• Which users currently have payment permissions?
• What is my weighted average cost of debt?

Answers you can trust, grounded in your data.

Ask Mode never guesses. Every answer is built from your real Embat data and links straight back to the view it came from, so you can verify it in one click. And it only ever shows what you already have permission to see

Answers

More than answers: analysis on demand.

Type / and you will find a catalogue of analyses TellMe can run on your data.

More analyses will follow in the coming weeks.

Use TellMe where your team works.

Your treasury analyst lives beyond Embat. Connect TellMe to Slack or Microsoft Teams and ask, get answers and stay in the loop from the channel where your team already works.

Slack Mention TellMe in any channel and it replies right there, in the thread.	Microsoft Teams Ask TellMe without leaving Teams and get your answer instantly.
Claude Ask TellMe and run treasury actions right inside Claude.	ChatGPT Bring TellMe into ChatGPT and operate your treasury from the chat you already use.

What´s next

Ask Mode is the foundation.

From a single conversation, you will be able to query your treasury, trigger actions and shape how TellMe works for your business. Cash optimisation is the first one available. More are on the way, so any treasury task that today takes multiple clicks and screens can be triggered in seconds from Ask Mode.

We are also building three full agents inside TellMe. Each one will run a complete area of your treasury end to end, with the depth and judgment of a senior analyst.

And because no two treasuries work the same way, Ask Mode will let you give context to TellMe directly in conversation. Share how your business operates, your priorities and your conventions, and TellMe will adapt its analysis and proposals to fit them.

Try Ask Mode

TellMe

Put your idle cash to work with Cash Optimisation

Stop reviewing every account one by one to decide where cash should sit. Run /cash-optimisation from the TellMe Dock and get a list of daily transfers that respect your minimum balances, pay down drawn debt first, and move the rest to your highest-yielding product. Each suggestion comes with its calculated saving, ready to execute. Cash Optimisation is being rolled out gradually across customers.

Analytics

Future balances, your projection

Choose which projection drives your future balance view. Now you can isolate a specific scenario instead of seeing all your projections mixed together, so every balance analysis reflects exactly what you want to evaluate.

Analytics

Compare what matters: Actual vs Forecast in one column

Add a Variance column to any report and instantly see the difference between two values, for example Actual vs Forecast. No exports, no manual math. Just clear, actionable insights directly in Embat.

Analytics

Consolidated Debt Report

Stop checking each amortisation schedule one by one. Now you can build a single report that consolidates all your debt products and shows the total to be debited each month — broken down by bank, product, principal, interests and taxes.

Settings

Settings & Navigation Revamp

We've updated the navigation and settings experience. Approval Centre is now a top-level nav item, Help Centre is accessible directly from the navbar, Settings keeps the same components but reorganised, and Bank connections has moved under the Connections section.

Accounting

Post multiple transactions in one go with Multiposting

Posting transactions one by one is a thing of the past. Select as many as you need from the accounting table and post them all at once against the same ledger account or contact. Each accounting entry will keep its own description, but if you prefer, you can apply a custom text across the whole batch. Posting at scale has never been so straightforward.

Accounting

Autoaccounting configuration for Embat one payments

Setting up the autoaccounting for your Embat One FX Payments is now something you can do on your own from the Bank statements configuration at company level. Pick the ledger accounts for commissions, FX gains and FX losses, and every component of your payment will land exactly where it should from the very first payment.

Accounting

Export your accounting history to .csv

Your full accounting history is now just one click away. Choose the current or the previous year, and you will receive the file by email with all the traceability you need: dates, descriptions, amounts, products, source of each entry (Manual, TellMe or Rules) and the user behind every action. Getting ready for an audit or an ERP reconciliation has never been so simple.

Connectivity

Email notifications for banking connections

Users can now configure their banking connection notifications to also be delivered by email. This way, they'll always know when there's something that needs their attention. They can set this up directly from Notifications → Settings.

Connectivity

Work smarter with report duplication

Save time and effort by duplicating your existing reports in just a few clicks. Whether you're building on a previous structure or creating variations of the same report, you no longer need to start from scratch.

TellMe

TellMe Scanning

Stop matching invoices one by one. Upload your batch document (PDF or Excel) and TellMe will automatically identify and pre-select all matching operations in Embat — ready to review in seconds. Bulk reconciliation, powered by AI.

Want to try it? Get in contact with your Customer Success Manager.

Bank Reconciliation

All your accounting configuration in one place

Set up and manage all your banking products in Accounting from a single place, without switching between companies. A refreshed, more intuitive experience that simplifies your daily setup and maintenance.

Bank Reconciliation

Customise the operations table your way

Hide and reorder columns in the Operations table within the Accounting Create view. Show only the information you need and streamline your manual posting workflows. Your view, your rules.

Bank Reconciliation

Pending transactions: enable them yourself from settings

Until now, enabling pending transactions required a support ticket. Now you can do it directly from the new Accounting Settings — no waiting, with full control over when to activate them.

New

Reconcile your payment gateways automatically

Automatically match transactions from Stripe, Adyen, PayPal and more with your sales orders, flag discrepancies, and post collections and differences directly to your ERP. Built for companies with high payment volumes that need an accurate, automated close.

Security

SSO via SAML: safer access, fewer passwords

Your team can now sign in to Embat using the same credentials they use across your corporate tools, thanks to SSO via SAML. One login, managed from your identity provider, with stronger security and no extra passwords.

Debt Management

A more flexible amortisation experience

The full workflow around amortisation schedules has been enhanced, especially for custom setups. Create personalised schedules more easily, edit amortisation dates directly, and update customised tables by uploading templates.

Bank Reconciliation

Add notes to any transaction, and pick up exactly where you left off

Posting a transaction isn't always immediate — sometimes an invoice is missing, or you need to cross-check data in your ERP. Now you can save a note directly on any transaction. Your context stays where you left it, ready for when you come back.

Bank Reconciliation

Edit the exchange rate before posting

Adjust the exchange rate on any transaction before posting. Ideal for fixed-rate contracts, FX hedges, or when your ERP uses a different rate source. Every change is fully traceable: who made it, when, and what rate was applied.

Bank Reconciliation

Post pending transactions without waiting for bank confirmation

Designed for teams with strict daily closing processes. Post retained transactions to your ERP before bank confirmation arrives. Reduce bottlenecks in your accounting close and keep your books moving, even when bank timing doesn't match.

Treasury

Category breakdown in your consolidated Cash Flow

Visualise your Cash Flow using the new consolidated category model. Analyse partial consolidations structured by categories, while fully consolidated views now show a simplified company breakdown — clearer insights with less complexity.

Payments

More control over who can pay, edit and approve

Payment permissions are now role-based — not per user. Assign View, Edit or Approve levels to each role for cleaner, scalable access management. Permissions are cumulative and protected by two-factor authentication, giving admins full control with less overhead.

Analytics

Deeper analysis with stacked charts and breakdowns

Create stacked bar charts (vertical and horizontal), pie charts and line charts with breakdowns by dimension. Compare values across categories, understand composition at a glance, and spot trends over time — all from your reports.

TellMe · Available at Embat

These are the four tasks it is already trained on:

Data intelligence

Bank transaction categorisation

TellMe analyses your transaction history, learns your team's categorisation patterns and categorises in the background when confident enough. When it is not, it surfaces a small sample for you to review and learns from your decision.

Data intelligence

Automatic forecast enrichment

Forecasts arriving from the ERP often come without a category or bank product assigned. TellMe completes them automatically in the background, based on historical patterns. Everything is logged and can be reverted at any time.

Better-structured forecasts, without manual intervention.

Forecasting

Forecast date adjustment

Not all clients pay on the exact due date. TellMe cross-references historical payment behaviour with the current dates in your forecasts and proposes adjustments when the difference is significant. You decide what to apply.

A projected cash flow that more closely reflects what will actually happen.

Forecasting

Projection improvement

Over time, projections accumulate amounts estimated without data support and periods that have never been validated. TellMe analyses the full set, identifies where accuracy can improve and proposes adjustments with the reasoning behind each change.

More accurate projections and fewer manual corrections down the line.

Payments

Prepare your payment batches at your own place

Save a payment batch as a draft in Payments and pick it up later. Drafts are editable: invoices can be removed or added before requesting approval or executing the payment. A more flexible, structured way to plan payment runs.

Bank reconciliation

Check the origin of each reconciliation

With the new Reconciliation origin column, it is now possible to see how each reconciliation was created from the history view. It also shows whether it was automatic, manual, or suggested by TellMe. More visibility, traceability and transparency for the accounting team.

Connectivity Hub

New Post-Processing Office

Access the new Post-Processing Office from each bank connection and view CAMT, N43 and MT940 statement reception in a calendar format. The system validates balances, blocks inconsistent data, and allows the original files to be downloaded. More visual control and 100% reliable data for treasury.

Comming soon

New unified group-level cateogry configuration

Over the next few weeks, the categories system in Embat will be updated progressively by customer groups. Configuration will move to group level rather than per company, and usage will be more consistent across the platform. A further step towards simpler, more consistent and scalable management.

Analytics

Fewer errors, greater accuracy: this is how TellMe evolves

TellMe, our AI-powered treasury analyst, continues to gain accuracy, coverage and value for finance teams:

• Smarter categorisation: new model with up to 95% coverage in transaction classification.
• Contact enrichment: up to 5x more coverage, directly improving accounting suggestions.
• Assisted accounting: +10% coverage based on historical GL accounts and counterparties, and 20% fewer errors.
• More accurate forecasting: a new time series model delivers 12x more precision in cash flow forecasts.

Analytics

View balances in their local currency

You can now view balances in their local currencies, as long as your report is segmented by Product or Currency. This gives you a clearer picture of each balance without consolidating everything into a single currency.

Payments

Enable approvals for your payment files

You can now activate approval flows for payments sent via file upload. Configure them from the Automation section and add a validation step before sending to the bank. If no flow is set, the file will be sent automatically.

Analytics

Check the origin of each accounting rule suggestion

You can now check which rule generated each accounting suggestion. Just hover over the ⚡ icon to see the source and click to open the rule directly.